Title State:
All motor vehicles driven or moved upon the highways of the state are required to be titled. Mobile homes are titled. Boat titling is optional.
Recovery Requirements:
Self-help repossession is permitted as long as there is no breach of peace.
Deficiency Balance:
Judgment notes are invalid and deficiency is permitted only if the debt is not for the purchase price.
Redemption:
The state provides the debtor ten (10) days to redeem, redemption only allowed prior to foreclosure and sale.
Title Information:
Information regarding the repossession title process in this state can be obtained by contacting or writing: Department of Transportation, Division of Motor Vehicles, 1100 New Bern Avenue, Raleigh, North Carolina 27697, Phone (919) 733-3025, Fax (919) 733-6948. North Carolina offers a Fast Title Service.
Licensing Requirements:
None.
Plates:
Remain with the owner.
Security Interests:
Shown on the title. Title mailed to/held by Lienholder.
